According to the latest American Community Survey, about 30% of Hispanics lack health insurance. Medicare provides nearly universal coverage, however, so the vast majority of uninsured Hispanics are age 65 and under. In fact, about 35% of Hispanics between the ages of 45 and 54, about 42% between 35 and 44, about 48% between 25 and 34, and about 47% between ages 18 and 24 lack health insurance. Despite making up 16% of the population, Hispanics represent 33% of the nation’s uninsured. Open enrollment for the ACA’s Health Insurance Marketplaces starts October 1st and cannot come soon enough for the Hispanic population.
Health and economic security in old age are not determined solely after one turns 65. Having health insurance and the access to the care that it provides has a strong influence on health throughout life. In addition to the health benefits, having health insurance allows people to become familiar with the health care system, to develop health literacy, and to work with health care providers to develop healthy habits. For many Hispanics, Medicare is the first health insurance policy in which they ever enroll. This coverage often comes decades too late, as small health issues, left untreated for years, can grow into major complications.
The National Hispanic Council on Aging (NHCOA) and the Diverse Elders Coalition (DEC) are eager to support enrollment in the Health Insurance Marketplaces. NHCOA and the DEC will conduct culturally and linguistically appropriate outreach to the populations that we represent in order to help them purchase affordable health insurance. NHCOA will begin targeted outreach soon, but Latinos interested in learning more about purchasing affordable health insurance can go to cuidaddesalud.gov or contact the National Hispanic Council on Aging at 202-347-9733.